Financing Available Through Affirm

Financing Available Through Affirm
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    Simple Check Out
    Checkout is easy. Just select Affirm and enter some basic info for an instant loan decision.

  • Safe and Secure
    There’s no card number to steal, so your account stays secure.

  • Filter Icon

    You’re in Control
    Pick a loan that fits your budget. Choose to pay off your purchase over 3, 6, or 12 months.1

  • Real-Time Processing
    Once your loan is complete and approved, we’ll process your order immediately.

Choose 3, 6, or 12 monthly payments.

Qualify for Affirm and pay off your Ring purchase in easy, fixed payments over 3, 6, or 12 months with 0% APR.1
For example, for a loan amount of $600, you may pay $50 per month for 12 months at 0% APR.

Choose 3, 6, or 12

Real people. Real support.

Affirm has a dedicated team ready to answer your questions and help you out however they can.

Contact Affirm directly at:
855-423-3729
help@affirm.com

Real people. Real support

Frequently Asked Questions

What information does Affirm require? Arrow Icon

Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Does Affirm perform a credit check? Arrow Icon

Yes. When you first create an Affirm account, Affirm performs a “soft” credit check to help verify your identity and determine your eligibility for financing. This “soft” credit check will not affect your credit score.

Why was I prompted to pay a down payment with a debit card? Arrow Icon

Affirm tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

Why was I prompted for a checking account? Arrow Icon

Affirm sometimes needs more information about your financial situation to evaluate your loan application. They may ask you to link your online checking account to view transaction history and balance, which helps determine your ability to repay a loan. If you are prompted to link your checking account and would like to continue with the application process, you may link your account by providing the login information for your online bank account. Affirm does not store your online banking login information - they simply pass your login credentials to your bank via a secure service linking your checking account. Linking your checking account DOES NOT authorize Affirm to debit your account. It only allows them to determine your ability to pay.

1Previous purchases are ineligible for financing. Subject to credit check and approval. Payment options depend on your purchase amount, and a down payment may be required. Offer may change at any time. Payment options through Affirm are provided by these lending partners: affirm.com/lenders